Bank of Scotland - Product information

Basic Information - the essentials
Features	Self-Cert	Mainstream	Large Loans (£500k+)
Maximum LTV	80% of property value*	90% of property value*	90% of property value*
Maximum Loan Size	£350k to 85% LTV £1 million to 75% LTV	£500k to 95% LTV	£1 million to 95% LTV £1.75 million to 90% LTV £2.5 million to 80% LTV £5 million to 75% of LTV
Minimum Valuation	£30,000	£30,000	£30,000
Daily Interest	Yes	Yes	Yes
Product Portable	No	No	No
Arrangement Fees	These can apply. Please see our rate guide.	These can apply. Please see our rate guide.	These can apply. Please see our rate guide.
Higher Lending Charge	No	No	No
Early Repayment Charges	These can apply. Please see our rate guide	These can apply. Please see our rate guide	These can apply. Please see our rate guide
Remortgage Service**	Yes - please see our rate guide for availability	Yes - please see our rate guide for availability	Yes - please see our rate guide for availability
Types of Products Available	Term Trackers	Term Trackers	Term Trackers

* Plus an additional 5% automatic drawdown facility. Please check our website and rate guide for current maximum loan amount and LTV limits, as these may alter from time to time.

** The remortgage service is open to all new Bank of Scotland customers who currently have a mortgage with another lender. The Bank of Scotland will pay for an assessment of the property to be remortgaged when carried out by our panel valuer. Please note that this valuation is for our lending purposes only and a copy will not be released to the intermediary or the client. We will instruct and pay for our conveyancer to carry out the legal work in connection with the remortgage transaction. Please note this relates only to standard mortgage conveyancing and the cost of any additional work required must be met by the client.