Lending up to 100% LTV is available for purchases for first time and subsequent buyers. It is also available to self employed applicants.
Stamp Duty Land Tax and legal fees can be added to the loan to help reduce clients' initial costs, subject to the total loan not exceeding 100% LTV. Interest is charged on full loan amount including fees.
Please note, Higher Lending Charge and Arrangement Fees cannot be added to 100% cases and must be paid prior to completion.
For the use of mortgage intermediaries and other professionals only.
For independent information on mortgages, visit the FSA website 'money made clear'.
If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise private clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules.
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