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Mortgage Repayments Cover

Your client's mortgage is probably one of the biggest financial commitments they will ever make in their life. So it's important they are fully protected if the worst should happen.

Mortgage Repayments Cover (ASU) from the Halifax Bank of Scotland is a cost-effective way to ensure that your client's mortgage repayments could be paid if they became unemployed, fell ill, had an accident or if they had to leave work to care for a relative. * Carer Cover automatically applies when unemployment cover is selected.

The benefits for you

• Easy to sell - ASU cover from Halifax is now more affordable than ever! Plus, cover is modular so you can sell to your client's individual need and budget (e.g. ASU, AS or U)
• Generous levels of commission - plus you'll automatically get additional commission each year your client renews their policy with us
• Easy to arrange - apply online in only a few minutes. Plus, Halifax will help with paperwork and FSA documentation so the advice you give your client will be fully compliant.
• Maximise your income - by simply making Halifax Mortgage Repayments Cover (ASU) an integral part of your mortgage sales process

The benefits for your clients

• Peace of mind - your clients could receive regular payments in the event of them being unable to work as a result of accident, sickness, unemployment or becoming a carer for a relative
• Additional cover - Your client can choose to protect 100% or 133% of their monthly mortgage payments offering the flexibility to cover additional mortgage-related expenses (e.g. home insurance)
• Free extras - our 'Back to Work Assistance' programme will help your client to find employment as quickly as possible with advice from trained professionals
• A name they can trust -1.4 million people made Halifax their first choice for General Insurance

For details of all the policy information your client will receive when they take out Halifax Mortgage Repayments Cover, click here.

Apply now

To apply for Halifax Mortgage Repayments Cover, simply click here. This will give you the option to:

• Provide a full range of compliant services to your client, including quote, application and Case Management, which will attract initial and renewal commissions for yourself
  OR
• Refer a lead to our sales team who will deal direct with your client. We take care of all the compliance following referral, make the sale and reward you with competitive commission payments. You can check the progress of your referral using Case Manager.